Tell your story in color with our Gemstone Charms Necklaces at The Karat Store. Crafted in 14K & 18K solid gold and adorned with ethically sourced gemstones, these necklaces combine playful elegance with deep personal meaning. Shipped across the USA, each charm adds a touch of individuality—perfect for layering or wearing solo as a statement of who you are and what you love.

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    14K Gold Bezel Set Heart Ruby Necklace
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    14K Solid Gold Bezel Set Heart Ruby Necklace

    Original price was: $1,538.00.Current price is: $1,063.00.
    (8)
    Get this Product in 18K Gold A romantic 14K solid gold necklace featuring a bezel-set heart-shaped ruby, offering a timeless and elegant design perfect for any special occasion.

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    14K Solid Gold Blue Sapphire Charm Station Necklace

    Original price was: $1,950.00.Current price is: $1,437.00.
    (2)
    Get this Product in 18K Gold A chic 14K solid gold station necklace featuring blue sapphire charms, offering a modern and elegant design perfect for layering or wearing alone.
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    14K Solid Gold Blue Sapphire Diamond Charm

    $1,566.00
    Get this Product in 18K Gold Elegant 14K solid gold blue sapphire and diamond charm, featuring a vibrant blue sapphire surrounded by sparkling diamonds for a chic and luxurious design.
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    14K Solid Gold Blue Sapphire Diamond Station Necklace

    Original price was: $2,389.00.Current price is: $1,768.00.
    (7)
    Get this Product in 18K Gold A stunning 14K solid gold necklace featuring blue sapphires and diamonds set in a station design, offering a sophisticated and elegant touch to any outfit.
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    14K Solid Gold Blue Topaz Drop Chain Necklace

    Original price was: $2,635.00.Current price is: $2,300.00.
    (3)
    Get this Product in 18K Gold Delicate 14K solid gold chain necklace with a sparkling blue topaz drop. A graceful design that adds elegance and serenity to any outfit.  
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    14K Solid Gold Blue Topaz Moon Necklace

    $783.00
    Get this Product in 18K Gold Elegant 14K solid gold necklace featuring a crescent moon charm with blue topaz—crafted for celestial beauty, serenity, and timeless sparkle.
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    14K Solid Gold Blue Topaz Necklace

    Original price was: $1,600.00.Current price is: $1,250.00.
    (6)
    Get this Product in 18K Gold Elegant 14K solid gold necklace featuring a brilliant blue topaz pendant. A timeless piece that adds serene sparkle to any outfit.  
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    14K Solid Gold Blue Topaz Necklace Solitaire Round Gemstone Pendant

    $925.00
    Get this Product in 18K Gold Elegant 14K solid gold necklace featuring a round blue topaz solitaire pendant—crafted for timeless beauty, serene color, and everyday charm.
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    14K Solid Gold Crystal Drop Necklace

    Original price was: $1,325.00.Current price is: $980.00.
    (7)
    Get this Product in 18K Gold A delicate 14K solid gold necklace featuring a beautiful crystal drop, offering an elegant and minimalist design perfect for any occasion.

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    14K Solid Gold Diamond and Ruby Evil Eye Necklace

    $497.00
    Get this Product in 18K Gold A captivating 14K solid gold necklace featuring a diamond and ruby evil eye pendant, offering both protection and elegance with a modern twist.
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    14K Solid Gold Emerald and Diamond Flower Charm Necklace

    $702.00
    Get this Product in 18K Gold Charming 14K solid gold necklace featuring an emerald and diamond flower charm—crafted for delicate elegance and timeless floral beauty.
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    14K Solid Gold Emerald and Diamond Medallion Necklace

    $1,032.00
    Get this Product in 18K Gold Elegant 14K solid gold medallion necklace featuring a vivid emerald and sparkling diamonds—crafted for timeless beauty and meaningful elegance.
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    14K Solid Gold Emerald and Diamond Station Charm Necklace

    Original price was: $5,440.00.Current price is: $4,255.00.
    (4)
    Get this Product in 18K Gold Graceful 14K solid gold necklace featuring emerald and diamond station charms—crafted for delicate elegance, rich sparkle, and timeless charm.

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    14K Solid Gold Emerald Charm Necklace

    Original price was: $2,789.00.Current price is: $2,108.00.
    (8)
    Get this Product in 18K Gold Elevate your style with the 14K Solid  Gold Emerald Charm Necklace. Showcasing 4.06 carats of emeralds, this exquisite 17.5-inch necklace is a luxurious addition to any jewelry collection.
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    -22%
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    14K Solid Gold Emerald Gemstone Y Shape Necklace

    Original price was: $4,519.00.Current price is: $3,527.00.
    (2)
    Get this Product in 18K Gold Discover elegance with the 14K Solid Gold Emerald Gemstone Y Shape Necklace, showcasing 16.16 carats of captivating emeralds in a unique Y-shaped design.
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    14K Solid Gold Marquise Sapphire Cluster Necklace

    $538.00
    Get this Product in 18K Gold Elegant 14K solid gold necklace featuring a marquise-cut sapphire cluster—crafted for timeless charm, rich color, and graceful sophistication.
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    14K Solid Gold Multi Sapphire Necklace

    Original price was: $2,389.00.Current price is: $1,769.00.
    (6)
    Get this Product in 18K Gold This exquisite 14K Solid White Gold Necklace showcases 1.99 carats of blue and yellow sapphires, complemented by 0.2 carats of diamonds, with a total gross weight of 4.234 grams and an 18-inch length.
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    -16%
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    14K Solid Gold Multi-Gemstone Necklace

    Original price was: $2,565.00.Current price is: $2,145.00.
    (3)
    Get this Product in 18K Gold Vibrant 14K solid gold necklace featuring a mix of colorful gemstones. A lively and elegant piece that adds charm and brilliance to any look.  
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    14K Solid Gold Opal Pendant Necklace

    $1,577.00
    Get this Product in 18K Gold Elegant 14K solid gold necklace featuring a luminous opal pendant—crafted for ethereal beauty, timeless charm, and graceful sophistication.
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    14K Solid Gold Paperclip Bezel Emerald Necklace

    Original price was: $3,178.00.Current price is: $2,300.00.
    (4)
    Get this Product in 18K Gold Modern 14K solid gold necklace featuring a paperclip chain with bezel-set emerald—crafted for sleek sophistication and vibrant green charm.

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    -19%
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    14K Solid Gold Ruby Chain Necklace

    Original price was: $1,310.00.Current price is: $1,065.00.
    (1)
    Get this Product in 18K Gold Refined 14K solid gold chain necklace adorned with vivid rubies. A timeless piece that adds a touch of passion and elegance to any look.
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    14K Solid Gold Ruby Diamond Necklace

    Original price was: $1,245.00.Current price is: $920.00.
    (3)
    Get this Product in 18K Gold Exquisite 14K solid gold necklace with a rich ruby and sparkling diamonds. A timeless piece symbolizing love, passion, and elegance.  
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    14k Solid Gold Ruby Fringe Necklace

    $1,268.00
    Get this Product in 18K Gold Chic 14K solid gold necklace featuring ruby fringe details—crafted for bold elegance, vibrant color, and a modern, eye-catching silhouette.
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    -28%
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    14K Solid Gold Ruby Station Necklace

    Original price was: $1,446.00.Current price is: $1,035.00.
    (5)
    Get this Product in 18K Gold Elegant 14K solid gold necklace with vibrant ruby stations, adding a touch of timeless color and sophistication to any look.
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    14K Solid Gold Sapphire and Diamond Flower Charm Necklace

    $487.00
    Get this Product in 18K Gold Charming 14K solid gold necklace featuring a sapphire and diamond flower charm—crafted for delicate elegance and timeless floral beauty.
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    14K Solid Gold Slanted Ruby and Diamond Necklace for women

    $901.00
    Get this Product in 18K Gold Elegant 14K solid gold necklace featuring a slanted ruby accented with diamonds—crafted for bold sophistication and modern feminine charm.
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    14K Solid Gold Smoky Gray Round Necklace

    $1,109.00
    Get this Product in 18K Gold Minimalist 14K solid gold necklace featuring a smoky gray round gemstone—crafted for subtle elegance, modern charm, and timeless versatility.
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    14K Solid Gold Watermelon Tourmaline Diamond Necklace

    $1,606.00
    Get this Product in 18K Gold Stunning 14K solid gold necklace featuring a watermelon tourmaline accented with diamonds—crafted for bold color, elegance, and modern charm.
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    14k Solid Gold Yellow Sapphire A Bridge Between Necklace

    $966.00
    Get this Product in 18K Gold Elegant 14K solid gold necklace featuring a yellow sapphire centerpiece—crafted as a symbolic bridge between strength, light, and timeless beauty.
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    -25%
    14K Gold Bezel Set Heart Ruby Necklace
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    18k Solid Gold Bezel Set Heart Ruby Necklace

    Original price was: $1,938.00.Current price is: $1,463.00.
    Get this Product in 14K Gold A romantic 18k solid gold necklace featuring a bezel-set heart-shaped ruby, offering a timeless and elegant design perfect for any special occasion.

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    18k Solid Gold Blue Sapphire Charm Station Necklace

    Original price was: $2,350.00.Current price is: $1,837.00.
    Get this Product in 14K Gold A chic 18k solid gold station necklace featuring blue sapphire charms, offering a modern and elegant design perfect for layering or wearing alone.
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    18k Solid Gold Blue Sapphire Diamond Charm

    $1,966.00
    Get this Product in 14K Gold Elegant 18k solid gold blue sapphire and diamond charm, featuring a vibrant blue sapphire surrounded by sparkling diamonds for a chic and luxurious design.
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    -22%
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    18k Solid Gold Blue Sapphire Diamond Station Necklace

    Original price was: $2,789.00.Current price is: $2,168.00.
    Get this Product in 14K Gold A stunning 18k solid gold necklace featuring blue sapphires and diamonds set in a station design, offering a sophisticated and elegant touch to any outfit.
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    -11%
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    18k Solid Gold Blue Topaz Drop Chain Necklace

    Original price was: $3,035.00.Current price is: $2,700.00.
    Get this Product in 14K Gold Delicate 18k solid gold chain necklace with a sparkling blue topaz drop. A graceful design that adds elegance and serenity to any outfit.  
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    18k Solid Gold Blue Topaz Moon Necklace

    $1,183.00
    Get this Product in 14K Gold Elegant 18k solid gold necklace featuring a crescent moon charm with blue topaz—crafted for celestial beauty, serenity, and timeless sparkle.
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    -18%
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    18k Solid Gold Blue Topaz Necklace

    Original price was: $2,000.00.Current price is: $1,650.00.
    Get this Product in 14K Gold Elegant 18k solid gold necklace featuring a brilliant blue topaz pendant. A timeless piece that adds serene sparkle to any outfit.  
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    18k Solid Gold Blue Topaz Necklace Solitaire Round Gemstone Pendant

    $1,325.00
    Get this Product in 14K Gold Elegant 18k solid gold necklace featuring a round blue topaz solitaire pendant—crafted for timeless beauty, serene color, and everyday charm.
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    -20%
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    18k Solid Gold Crystal Drop Necklace

    Original price was: $1,725.00.Current price is: $1,380.00.
    Get this Product in 14K Gold A delicate 18k solid gold necklace featuring a beautiful crystal drop, offering an elegant and minimalist design perfect for any occasion.

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    18k Solid Gold Diamond and Ruby Evil Eye Necklace

    $897.00
    Get this Product in 14K Gold A captivating 18k solid gold necklace featuring a diamond and ruby evil eye pendant, offering both protection and elegance with a modern twist.
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    18k Solid Gold Emerald and Diamond Flower Charm Necklace

    $1,102.00
    Get this Product in 14K Gold Charming 18k solid gold necklace featuring an emerald and diamond flower charm—crafted for delicate elegance and timeless floral beauty.
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    18k Solid Gold Emerald and Diamond Medallion Necklace

    $1,432.00
    Get this Product in 14K Gold Elegant 18k solid gold medallion necklace featuring a vivid emerald and sparkling diamonds—crafted for timeless beauty and meaningful elegance.
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    -20%
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    18k Solid Gold Emerald and Diamond Station Charm Necklace

    Original price was: $5,840.00.Current price is: $4,655.00.
    Get this Product in 14K Gold Graceful 18k solid gold necklace featuring emerald and diamond station charms—crafted for delicate elegance, rich sparkle, and timeless charm.

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    -21%
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    18k Solid Gold Emerald Charm Necklace

    Original price was: $3,189.00.Current price is: $2,508.00.
    Get this Product in 14K Gold Elevate your style with the 18k Solid  Gold Emerald Charm Necklace. Showcasing 4.06 carats of emeralds, this exquisite 17.5-inch necklace is a luxurious addition to any jewelry collection.
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    18k Solid Gold Emerald Gemstone Y Shape Necklace

    Original price was: $4,919.00.Current price is: $3,927.00.
    Get this Product in 14K Gold Discover elegance with the 18k Solid Gold Emerald Gemstone Y Shape Necklace, showcasing 16.16 carats of captivating emeralds in a unique Y-shaped design.
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    18k Solid Gold Marquise Sapphire Cluster Necklace

    $938.00
    Get this Product in 14K Gold Elegant 18k solid gold necklace featuring a marquise-cut sapphire cluster—crafted for timeless charm, rich color, and graceful sophistication.
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    18k Solid Gold Moissanite Diamond Pearl Oval Blue Sapphire Charm Necklace

    $1,850.00

    Get this Product in 14K Gold

    Elegant 18k solid gold charm necklace featuring moissanite diamonds, pearls, and an oval blue sapphire—crafted for timeless luxury and charm.
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    18k Solid Gold Multi Sapphire Necklace

    Original price was: $2,789.00.Current price is: $2,169.00.
    Get this Product in 14K Gold This exquisite 18k Solid White Gold Necklace showcases 1.99 carats of blue and yellow sapphires, complemented by 0.2 carats of diamonds, with a total gross weight of 4.234 grams and an 18-inch length.
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    -14%
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    18k Solid Gold Multi-Gemstone Necklace

    Original price was: $2,965.00.Current price is: $2,545.00.
    Get this Product in 14K Gold Vibrant 18k solid gold necklace featuring a mix of colorful gemstones. A lively and elegant piece that adds charm and brilliance to any look.  
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    18k Solid Gold Opal Pendant Necklace

    $1,977.00
    Get this Product in 14K Gold Elegant 18k solid gold necklace featuring a luminous opal pendant—crafted for ethereal beauty, timeless charm, and graceful sophistication.
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    18k Solid Gold Paperclip Bezel Emerald Necklace

    Original price was: $3,578.00.Current price is: $2,700.00.
    Get this Product in 14K Gold Modern 18k solid gold necklace featuring a paperclip chain with bezel-set emerald—crafted for sleek sophistication and vibrant green charm.

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    -14%
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    18k Solid Gold Ruby Chain Necklace

    Original price was: $1,710.00.Current price is: $1,465.00.
    Get this Product in 14K Gold Refined 18k solid gold chain necklace adorned with vivid rubies. A timeless piece that adds a touch of passion and elegance to any look.
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    18k Solid Gold Ruby Diamond Necklace

    Original price was: $1,645.00.Current price is: $1,320.00.
    Get this Product in 14K Gold Exquisite 18k solid gold necklace with a rich ruby and sparkling diamonds. A timeless piece symbolizing love, passion, and elegance.  
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    18k Solid Gold Ruby Fringe Necklace

    $1,668.00
    Get this Product in 14K Gold Chic 18k solid gold necklace featuring ruby fringe details—crafted for bold elegance, vibrant color, and a modern, eye-catching silhouette.
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    -22%
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    18k Solid Gold Ruby Station Necklace

    Original price was: $1,846.00.Current price is: $1,435.00.
    Get this Product in 14K Gold Elegant 18k solid gold necklace with vibrant ruby stations, adding a touch of timeless color and sophistication to any look.
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    18k Solid Gold Sapphire and Diamond Flower Charm Necklace

    $887.00
    Get this Product in 14K Gold Charming 18k solid gold necklace featuring a sapphire and diamond flower charm—crafted for delicate elegance and timeless floral beauty.
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    18k Solid Gold Slanted Ruby and Diamond Necklace for women

    $1,301.00
    Get this Product in 14K Gold Elegant 18k solid gold necklace featuring a slanted ruby accented with diamonds—crafted for bold sophistication and modern feminine charm.
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    18k Solid Gold Smoky Gray Round Necklace

    $1,509.00
    Get this Product in 14K Gold Minimalist 18k solid gold necklace featuring a smoky gray round gemstone—crafted for subtle elegance, modern charm, and timeless versatility.
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    18k Solid Gold Watermelon Tourmaline Diamond Necklace

    $2,006.00
    Get this Product in 14K Gold Stunning 18k solid gold necklace featuring a  watermelon tourmaline accented with diamonds—crafted for bold color, elegance, and modern charm.
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    18k Solid Gold Yellow Sapphire A Bridge Between Necklace

    $1,366.00
    Get this Product in 14K Gold Elegant 18k solid gold necklace featuring a yellow sapphire centerpiece—crafted as a symbolic bridge between strength, light, and timeless beauty.
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    History, Types, Cultural Significance Of Gemstone Charms Necklace

    Gemstone charm necklaces are a beautiful way to carry your memories, milestones, or meaningful moments close to your heart. Whether you’re drawn to a single birthstone charm, a cluster of vibrant gems, or a combination of initials and colors, our collection lets you build a look that’s completely your own.

    Choose from dainty gold chains adorned with bezel-set sapphires, emeralds, rubies, amethysts, or mix-and-match rainbow charms to reflect your energy, your loved ones, or your journey. In the USA, gemstone charm necklaces are especially popular for gifts—celebrating birthdays, anniversaries, motherhood, or simply self-love with colorful intention.

    Stylish, stackable, and filled with personality, these necklaces make everyday wear feel a little more meaningful.

    Quality of Material Used

    Our Gemstone Charms Necklaces are crafted with 100% solid 14K & 18K gold, never plated or filled, to ensure long-lasting shine and strength. Each gemstone is ethically sourced and hand-selected for its vivid color, cut, and clarity. These necklaces are hypoallergenic, lightweight, and comfortable for all-day, everyday wear.

    Certifications Provided

    We ensure quality and trust with every purchase:

    • Each gemstone comes with a Gemological Lab Certificate, verifying authenticity and ethical sourcing.

    • All necklaces are stamped with 14K & 18K gold purity and include a detailed invoice, offering complete transparency with your fine jewelry.

    Craftsmanship

    Each necklace is handcrafted by experienced artisans who bring precision and creativity to every design. From individually setting each gemstone charm to perfecting the polish and chain finish, every detail is thoughtfully handled. Before shipping, each piece undergoes a multi-step inspection to ensure brilliance, balance, and durability worthy of everyday wear.

    Frequently Asked Questions

    1. What gemstones are available in charm necklaces?
      We offer sapphire, emerald, ruby, amethyst, aquamarine, garnet, citrine, tourmaline, and more.

    2. Can I customize a Gemstone Charms Necklace?
      Yes! You can choose your gemstone combination, number of charms, gold color, and chain length.

    3. How long does shipping take in the USA?
      Orders typically arrive within 12 to 22 days.

    4. Is shipping free across the USA?
      Yes, we offer free shipping on all U.S. orders.

    5. What is your return policy?
      Returns are accepted only for damaged items or incorrect deliveries.

    6. Will I receive tracking information?
      Yes, tracking details will be emailed once your order has shipped.

    7. Are the gemstones certified?
      Yes, each gemstone is certified by a gemological lab.

    8. Are these necklaces hypoallergenic?
      Absolutely. They’re made with hypoallergenic 14K & 18K solid gold, ideal for sensitive skin.

    9. Can I add more charms later?
      Yes! Many of our designs allow for future charm additions—just reach out for customization.

    10. Who can I contact with questions?
      Email us anytime at contact@thekaratstore.us for assistance.