G S SACHIN The Karat Store US

21 Oct

Blog

Photos That Get Claims Approved Faster (and the One Shot You’ll Forget)

October 21, 2025
By G S SACHIN
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When you file a jewelry insurance claim, photos are your evidence. Clear, well-organized images speed up approvals because they answer ...

20 Oct

Blog

Annual Appraisal Updates: When Gold Prices Make You Under-Insured

October 20, 2025
By G S SACHIN
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Jewelry appraisals are not a one-and-done document. When gold prices swing, the value recorded on an appraisal can fall out of step wit...

20 Oct

Blog

Scheduling Jewelry on US Home Insurance: The Deductible Trap

October 20, 2025
By G S SACHIN
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Scheduling jewelry on your homeowners policy can feel like buying peace of mind. But many owners run into a hidden problem: the deducti...

19 Oct

Blog

Do You Need an Appraisal Under $5,000? When Receipts Are Enough

October 19, 2025
By G S SACHIN
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When you buy jewelry for under $5,000 you often ask: do I need a professional appraisal, or is the receipt enough? The short answer: so...

19 Oct

Blog

Replacement vs Fair Market Value: The Appraisal Type US Insurers Care About

October 19, 2025
By G S SACHIN
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Jewelry appraisals serve different purposes. A piece can be appraised for estate tax, resale, or insurance. U.S. homeowners insurers ar...

18 Oct

Blog

Marketplace Mayhem: Why “Appraised at $5,000” Rings Go for $600

October 18, 2025
By G S SACHIN
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Selling jewelry online can feel like a time machine for value. A ring that came with an insurance appraisal reading "$5,000 replacement...

18 Oct

Blog

Unboxing Red Flags: How to Film Your Delivery to Protect Your Return

October 18, 2025
By G S SACHIN
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Filming a delivery isn't about viral content. It's a simple, practical step that protects you when you need to return jewelry or disput...

17 Oct

Blog

US Sales Tax vs Out-of-State Arbitrage: Are You Really Saving?

October 17, 2025
By G S SACHIN
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Buying jewelry out of state or online to avoid sales tax sounds smart. In practice it often isn’t. States have new rules, marketplaces ...

17 Oct

Blog

Return Windows: The Clause That Makes US Online Buying Safe (or Not)

October 17, 2025
By G S SACHIN
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The return window clause in an online jewelry policy decides whether your purchase is easy to reverse or a risky commitment. For jewelr...

16 Oct

Blog

Stock Photos vs Your Ring: 4 Tells a Listing Isn’t Real

October 16, 2025
By G S SACHIN
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Buying jewelry online is convenient. But listings can use stock photos or misleading images to sell a different ring. That matters beca...

Posts by G S SACHIN

Photos That Get Claims Approved Faster (and the One Shot You’ll Forget)

Annual Appraisal Updates: When Gold Prices Make You Under-Insured

Scheduling Jewelry on US Home Insurance: The Deductible Trap

Do You Need an Appraisal Under $5,000? When Receipts Are Enough

Replacement vs Fair Market Value: The Appraisal Type US Insurers Care About

Marketplace Mayhem: Why “Appraised at $5,000” Rings Go for $600

Unboxing Red Flags: How to Film Your Delivery to Protect Your Return

US Sales Tax vs Out-of-State Arbitrage: Are You Really Saving?

Return Windows: The Clause That Makes US Online Buying Safe (or Not)

Stock Photos vs Your Ring: 4 Tells a Listing Isn’t Real

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